Industry challenges
KYC and compliance
PPS number, passport, Public Services Card, proof of address... every client must be verified under CJA 2010.
Credit applications
Employment Detail Summaries, Revenue returns, sale agreements: borrowing capacity must be proven.
Anti-money laundering
Verification of fund origins and amount consistency per Central Bank of Ireland AML guidelines.
Volume of files
Thousands of files to process with strict Central Bank regulatory deadlines.
Documents processed
- —Identity documents (passport, driving licence, Public Services Card)
- —PPS Number verification
- —Proof of address (utility bill, bank statement)
- —Employment Detail Summary (formerly P60)
- —Revenue tax returns (Form 11, CT1)
- —CRO company registration extracts
- —Sale agreements
- —Bank details and IBAN verification
Automatic validations
- ✓Identity verified across all documents (passport, PSC, driving licence)
- ✓Proof of address less than 6 months old
- ✓Income consistency between Employment Detail Summary and Revenue returns
- ✓Borrowing capacity vs requested amount
- ✓CRO registration extract less than 6 months for businesses
- ✓IBAN and account holder identity consistency
Measured results
80%
time saved
+20%
fraud detected
-50%
processing time