CheckFile vs Sumsub — EU document specialist vs global identity platform
Sumsub is a global identity verification platform covering 220+ countries, with a strong presence in gaming and crypto. CheckFile specialises in deep AI document analysis for the European market, with unique expertise in French and EU business documents.
Feature comparison
Document verification
| CheckFile | Sumsub | |
|---|---|---|
| AI document content analysisSumsub verifies authenticity; CheckFile also analyses content in depth | ||
| Multi-document cross-validationCheckFile cross-references 10+ documents per dossier | ||
| Business documents (company records, payslips)Sumsub focuses on government-issued IDs | ||
| Geographic document coverageSumsub covers 220+ countries; CheckFile is EU-focused |
AI document content analysis
Multi-document cross-validation
Business documents (company records, payslips)
Geographic document coverage
Identity verification
| CheckFile | Sumsub | |
|---|---|---|
| ID + selfie verificationSumsub's core strength: ID + liveness flow | ||
| Liveness detectionSumsub offers advanced biometric detection | ||
| Full dossier verificationCheckFile verifies the entire dossier, not just identity |
ID + selfie verification
Liveness detection
Full dossier verification
Compliance & Screening
| CheckFile | Sumsub | |
|---|---|---|
| PEP / Sanctions screeningSumsub offers integrated screening | ||
| AMLD6 / ACPR / Tracfin complianceCheckFile is natively aligned with French regulation | ||
| Gaming / crypto complianceSumsub is well established in these verticals |
PEP / Sanctions screening
AMLD6 / ACPR / Tracfin compliance
Gaming / crypto compliance
Technology & Integration
| CheckFile | Sumsub | |
|---|---|---|
| Intelligent OCR + enrichment | ||
| Native mobile SDKSumsub offers iOS and Android SDKs | ||
| REST API | ||
| EU hosting / GDPR nativeSumsub offers EU hosting as an option |
Intelligent OCR + enrichment
Native mobile SDK
REST API
EU hosting / GDPR native
Pricing
~€0.30 per file
From ~€1.50/verification (custom pricing for volume)
Sumsub charges per verification at significantly higher rates. For pure document verification, CheckFile is 5x more cost-effective. However, Sumsub includes identity + liveness in its pricing.
Use cases
B2B onboarding with full dossier
CheckFile verifies the entire business dossier (company records, bank details, articles of association, certificates) where Sumsub primarily verifies the director's ID.
French compliance (ACPR, Tracfin)
CheckFile is built for French regulatory requirements, with public registry enrichment and native understanding of local documents.
Advanced document fraud detection
CheckFile's AI detects inconsistencies across documents in the same dossier — an analysis layer that is impossible when verifying one document at a time.
Our verdict
Sumsub is a global leader in identity verification, ideal for large-scale ID + selfie flows. CheckFile is the specialist in deep document analysis for the European market. If your challenge is verifying complete dossiers, CheckFile goes further. If you need a global identity flow, Sumsub is the standard.
Choose CheckFile if…
- You verify complete business dossiers, not just IDs
- Your clients and documents are primarily French or European
- Cross-document fraud detection is essential
Choose Sumsub if…
- You need a global ID + selfie + liveness flow
- Your business is in gaming, crypto, or requires coverage in 220+ countries